3257 Mangrove Point DRIVE, Ruskin, FL, 33570 | $499,900

Waterfront town home that's fully furnished and APPRAISED at value!! This concrete block on block (all levels of the home are block
construction, not wooden) beautiful townhome is situated in one of the most unique and beautiful locations! All bedrooms and even the livingroom have amazing water views from their private terraces! From the front of the home you can see the Tampa bay with sights of the Sunshine Skyway bridge. From the rear of the home you can see the canal leading to Little Harbor/ Sunset grille or even the bay. The sellers state during the winter it is common to see SEVERAL manatees enjoying the gorgeous canal soaking in the Florida warmth. The home has served the current sellers as Winter vacation home only being lived in for 2/3 months out of the year. The A/C was replaced 3 years ago and has been serviced twice a year by the installation company. The tandem garage can store two large vehicles or maybe even a boat, plus there's a carport to allow for extra vehicle storage. Come take a tour and enjoy the amazing Florida Lifestyle! Due to the uniqueness of the home, we ordered an appraisal and listed the home at that appraised value. TAXES INDICATED INCLUDE THE CDD.

Features

  • Amenities: Cable TV, Fitness Center, Pickleball Court(s), Playground, Pool, Recreation Facilities, Security
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Inside
  • Style: Contemporary
  • Year Built: 2007
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,571
  • Acreage: 0.04
  • Est. Taxes: $8,105
  • HOA Fee: $417 Monthly
  • Lot Desc: Conservation Area, Cul-De-Sac
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
  • MLS#: T3519752
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/T3519752/3257mangrovepointdrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/16/2024 1:32:07 PM)
Listing courtesy of Re/max Realty Unlimited   Phone: 813-684-0016

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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3257 Mangrove Point DRIVE, Ruskin, FL, 33570

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.737% 7.055% 6.120%
Monthly Tax Payment $675 $675 $675
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,594 $2,627 $3,348
Total Monthly Payment $3,344 $3,377 $4,098

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.