![]() |
Under contract-accepting backup offers. Motivated Sellers offering 3% towards buyer's closing costs and prepaids!!! Price drops due to contingency to sell on another property. Experience the charm of Old Florida waterfront living at Saddle Back Lake, where your personal sanctuary awaits on a vast 1. 10-acre property perfectly nestled serenely in Lutz. Positioned between two picturesque Saddle Back Lakes, this 5 bed+office/3 bath home offers unparalleled opportunities for aquatic pursuits like boating, tubing, bass fishing, kayaking, and canoeing. As you arrive at this distinctive residence, you’re greeted by a delightful 2-story guest house boasting a cozy living room, an upstairs bedroom, with private bath and adjacent in this building is a bonus room/office, a 2-car garage and an option for an elegant private workshop/office or additional bedroom. The exterior is enhanced by NEWER Paint adding to the allure of this unique property! Strolling through the courtyard the guest house sits to the right, while the main house beckons ahead. Follow the brick-paved pathway bordered by verdant lawns and fresh landscaping, to reach the double glass front doors. Step inside to the foyer adorned with Brazilian cherry wood floors arranged in a herringbone pattern gracefully extending throughout the living areas. Towering ceilings reaching 20 feet, complemented by strategically placed windows high above, flood the space with natural light. Discover the professional kitchen outfitted with a 6-burner WOLF gas cooktop featuring an electric vent that smoothly adjusts up and down. Other highlights include a Sub-Zero refrigerator seamlessly integrated into matching wood cabinets, a Café 2-drawer dishwasher replaced in 2024, built-in WOLF oven and microwave, tall wood cabinets with convenient pull out and pull up shelves, spice racks, built-in pantry, Quartz countertops with a breakfast bar, a farm sink, and a towering decorative 2-sided fireplace adding ambience to the heart of the home. On the other side of the romantic double sided decorative fireplace lies the great room with vaulted ceilings adorned with windows high above, surround sound with electronics, and two sets of sliding glass doors leading to the screened lanai with tile floor and sloped ceiling offering a spectacular view of the lakes and Cypress trees. A wrap-around fresh wood walkway has a path to the guest house. Enter the owners’ retreat through double doors to find your own private screened deck with water views. A walk-in closet with built-in leads to another closet with built-ins. The ensuite bath features a double vanity with make-up space, Quartz topped counters, a linen closet, a tiled huge shower featuring a soaking tub and double head shower with a window above. Spanning 3, 810 sq ft, this residence encompasses four additional bedrooms and a laundry room. Additional features include Plantation shutters throughout, a 22KW Kohler Generator providing automatic back up power, energy efficient propane gas for the water heater, dryer and cooktop. No flood insurance required! NO HOA! NO CDD! Enjoy your private oasis just minutes away from vibrant city life. Schedule your appointment today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,099,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $879,920 | $879,920 | $879,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.799% | 7.002% | 7.102% |
Monthly Tax Payment | $673 | $673 | $673 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,854 | $5,780 | $7,848 |
Total Monthly Payment | $6,652 | $6,578 | $8,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.