Outstanding 3000 square foot Victorian home in the highly sought after west end neighborhood. Within walking distance to downtown, it is especially convenient for families, being located between Christa McAuliffe elementary school and Concord high school and is within 2 blocks of Whites Park. A light-filled sunroom with ceramic tile floors has its own gas fireplace for those cool nights and is conveniently located off the kitchen that has been remodeled for someone who loves to cook. The kitchen is complete with exquisite granite countertops, pantry and large island. The rooms throughout the house are large with beautiful hardwood floors on the first and second levels. Above the 4 bedroom second floor, the third floor has two oversized rooms ideal for home office, home gym or playroom. There is a surprising amount of closet space for a house of this period. Including 3 walk-ins, one in the master suite and a cedar closet on the third floor. This house has been professionally cared for, the heating system and hot water tank were replaced less than a year ago. That along with a slate roof the house will require no major maintenance for years to come. In addition, there is a 2 car garage and a nicely landscaped lot with lots of seasonal color and even a secret garden where you can get away from it all with a good book.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $539,199 | $539,199 | $539,199 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
Monthly Tax Payment | $1,036 | $1,036 | $1,036 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,770 | $3,633 | $4,660 |
Total Monthly Payment | $4,898 | $4,761 | $5,788 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.