Welcome to this one-of-a-kind, updated two-family home nestled on the open bay with spectacular views. This unique property boasts four bedrooms and two full baths in the main living quarters. The first floor bedroom makes a great guest room or a primary bedoom. The inviting eat in kitchen features a center island, granite countertops and stainless steel appliances. Complete with a formal dining room and formal living room as well as a cozy sitting area. The large den impresses with vaulted ceilings, a gas fireplace, sliders to the yard and a convenient bar area making this room ideal for both indoor and outdoor entertaining. Floor to ceiling windows offer breathtaking views of the open bay. The charming accessory apartment offers a private retreat with all of the comforts of home. This delightful space features a living room, kitchen, bedroom and full bath. The beautiful yard offers 137 ft of waterfront including 3 floating docks. Located in the Bay Haven section in the Village of Island Park this luxury property is near shops, restaurants, beach, transportation and LIRR. Welcome to your slice of paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,190 | $1,190 | $1,190 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,798 | $6,389 | $8,896 |
Total Monthly Payment | $7,113 | $7,704 | $10,211 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.