Welcome to your dream home in the highly sought-after community of Linden Trace, nestled in the heart of Lakeland, Florida! Step into perfection with this impeccably maintained and stunning property that exudes charm at every turn. This 4 bedroom, 2 bath, inviting residence graces an expansive oversized lot in the established neighborhood of North Lakeland. Start your day with a cup of coffee infront of your waterfront view, where morning tranquility awaits, and wind down in the evenings with the perfect setting. As you enter, the wide-open and spacious living area welcomes you, seamlessly connecting to a generous formal dining room - an ideal space for hosting gatherings or enjoying quality family time. The kitchen, a culinary haven, overlooks a second living space, offering flexibility and comfort. Whether entertaining guests or enjoying family meals, the layout caters to every dining style, featuring an eat-in nook and bar seating. Revel in the modern charm of stainless steel appliances and elegant granite countertops that adorn this well-appointed kitchen. Venture into discovering a master retreat of impressive proportions with an equally spacious en-suite master bathroom. The three guest rooms and guest bathroom are thoughtfully separated, providing privacy and convenience. The second bedroom enjoys direct access to the guest bathroom, enhancing functionality. Step outside to a vast backyard oasis, perfect for family gatherings or adult relaxation. Conveniently located for easy commuting, shopping, dining, banking, gas, pharmacies, and more, this home offers the perfect blend of comfort and accessibility. Don't miss the opportunity to make this your new home! Schedule your appointment today, call or text me. Your dream home awaits in Linden Trace!
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Our Executive Mortgage Banker:
Our Insurance Division:
$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $318 | $318 | $318 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,914 | $2,469 |
Total Monthly Payment | $2,309 | $2,307 | $2,862 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.