Hanbury built ranch in desirable location!! This home offers beautiful hardwood floors throughout and was originally built as a three bedroom, one bath home but has been converted to a two bedroom with the third bedroom currently being used as a home office. There are sliding glass doors that open to a wonderful three season room that has access to a deck and very private and level backyard. The home has replacement windows, a newer heating system, new chimney repointing and cap, updated electrical, all stainless steel kitchen appliances, and gas brought to the house so it could be an option for the new buyer. The lower level is partially finished to include a family room with an additional fireplace, another framed in room with electric, a workshop, laundry area and a room with plumbing added for optional second bath. There is a detached one car garage with a brand new garage door with remote openers. Deck needs repair or replacement and will be sold in "As-Is" condition. Please note that lower level fireplace does not work.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | Main |
Office | Built-Ins,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
Sun Room | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
Monthly Tax Payment | $442 | $442 | $442 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,566 | $1,509 | $1,935 |
Total Monthly Payment | $2,083 | $2,026 | $2,452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.