Discover the charm and comfort of this cozy home located in the heart of St. Cloud, FL. A testament to thoughtful living spaces, this residence features an inviting combination of a living and dining room that seamlessly flows into a beautifully appointed kitchen. The kitchen is a highlight, boasting stainless steel appliances that include a recently updated dishwasher from 2019, setting the stage for culinary adventures. Throughout the home, ceiling fans ensure a comfortable ambiance in every room. Outside, the private backyard offers a sanctuary of relaxation with its resurfaced in-ground pool (2017) surrounded by a durable PVC fence installed the same year. For outdoor entertainment or quiet reflection, the screened-in gazebo with flooring installed in 2017 and a handy utility shed complement the space. The home is meticulously maintained with a roof that’s only 10 years old and fresh exterior paint applied in November 2019. Located just a short stroll from Lakefront Park and with easy access to 192 and Florida's Turnpike, this property combines convenience with the serene lifestyle of St. Cloud. This home is more than just a place to live—it's a haven for making memories. Come see all that it has to offer today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.429% | 6.149% | 5.132% |
Monthly Tax Payment | $314 | $314 | $314 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,822 | $1,820 | $2,384 |
Total Monthly Payment | $2,211 | $2,209 | $2,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.