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Nestled within the coveted North Beach area of New Smyrna Beach, this two-story beach bungalow epitomizes coastal living and what it means to be a local. The exterior, adorned with verdant native foliage, provides secluded privacy, and sets the tone for the coastal paradise within this property's boundaries. The two-story layout of this 2 bedroom/2 bathroom/2 half bathroom home is spacious yet private, perfect for entertaining or quiet enjoyment. With interior updates done in 2010, the upstairs comprises the main living quarters including the living room and kitchen boasting expansive panoramic views of New Smyrna's intracoastal waterway. From the living room, the waterway becomes an extension of this home's living space on the private back deck where you can enjoy diving pelicans and playful dolphins frolic in the waters below. As night falls, marvel at the spectacle of planes arriving at the local airport and the guiding beacon of the Ponce Inlet Lighthouse. Retreat to the owner's suite where double sliding glass doors lead you out to your own private balcony. The owner's suite also includes a large walk-in closet, ensuite bath offering double vanity sinks, a luxurious shower and private water closet. Ensuring privacy and comfort for all occupants, the ground floor offers its own appointed master's suite with amazing views of the intracoastal waterway and private patio area. In-house laundry for ultimate ease and comfort. NEW ROOF coming soon! The home offers over 90’ feet of deep waterway access, providing exclusive passage to Ponce Inlet and the vast Atlantic Ocean. Relax on your private dock, watch the passing boats, or cast a line into one of New Smyrna's best-known fishing spots without leaving the comforts of home. Only a short walk to the ocean and historic Flagler Avenue where you'll find nightlife, restaurants, and shopping. Embrace the magical moments and endless possibilities 1324 North Peninsula Avenue has to offer you and your family while it lasts! All information contained herein is deemed reliable but not guaranteed. All information to be verified by Buyer. Measurements are approximate.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $3,639,200 | $3,639,200 | $3,639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.799% | 6.876% | 6.850% |
Monthly Tax Payment | $2,009 | $2,009 | $2,009 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $24,212 | $23,604 | $31,952 |
Total Monthly Payment | $26,346 | $25,738 | $34,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.