Under contract-accepting backup offers. Buyer financing fell through on previous contract. Get ready to fall in love with this absolutely adorable and wonderfully located home in
Cypress Pond Estates! Nestled within a small enclave of only 78 well-built homes, this rural gem offers the perfect blend of serenity and convenience. Rarely available, this charming residence is situated just off Ellenton/Gillette Rd, where the HOA takes care of the lawn maintenance, allowing you to spend more time enjoying the community's fantastic amenities. Imagine strolling down the street to the community pool and pavilion, where you can meet your friendly neighbors and create lasting memories. Step inside this beautifully updated house in the heart of Palmetto, and you'll be greeted by a spacious and light-filled interior that instantly feels like home. The open-concept layout seamlessly connects the family room and eat-in kitchen, creating the perfect space for both everyday living and entertaining. This 2-bedroom, 2-bathroom residence boasts new luxury vinyl floors that not only enhance the overall appeal but also provide long-lasting durability to withstand the test of time. With fresh paint inside and out, this home exudes a fresh and inviting atmosphere. The kitchen is a true delight, featuring updated appliances and ample cabinet space for all your culinary adventures. Whether you're whipping up a quick meal or hosting a dinner party, this kitchen has everything you need to make your cooking experience a breeze. Convenience continues with a full washer/dryer closet and a separate linen closet conveniently located in the hallway. Plus, you'll love the screened-in front porch, creating the perfect spot to relax and enjoy the neighborhood's tranquility. And if that's not enough, a waterproof and private screened-in porch leads to the backyard, where endless possibilities for outdoor activities await. And let's not forget about the incredible location! Enjoy easy access to local schools, shopping, dining, and major highways, including I-275, US-41, and I-75. Whether you're commuting to Tampa, St. Pete, Bradenton, or Sarasota, this location makes it a breeze. Homes in this highly sought-after neighborhood sell like hotcakes, so don't miss your chance to see this adorable listing! Schedule a viewing today and make this your dream home in Cypress Pond Estates. Bedroom Closet Type: Built In Closet (Primary Bedroom).
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $156 | $156 | $156 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,768 | $1,701 | $2,195 |
Total Monthly Payment | $1,999 | $1,932 | $2,426 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.