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Welcoming and Spacious 3 bedroom, 2 bath, 2-car garage home with an OPEN FLOOR PLAN and LAKE VIEWS from All Living Areas and Primary Bedroom! Enjoy watching the wading birds along the lake shore from your expansive backyard with sliding glass door access in the beautiful and desired RIVER CLUB Gated Community. This home offers many UPDATES: NEW ROOF (11/22), NEW A/C (2022), NEW WATER HEATER (3/24), NEW WASHER (2022), REPAINTED INTERIOR (2023), REPAINTED EXTERIOR (2017. All rooms are generously sized with large windows for an abundance of natural light! CERAMIC TILE FLOORS in living areas and NEW CARPET in Bedrooms. A Sizable Open Dining Room adjacent to the Kitchen to accommodate your gatherings with friends and family. KITCHEN is equipped with ample countertop prep space for the chef, Wood Cabinets w/36” uppers, Closet Pantry and a Breakfast Bar overlooking the dinette area. The roomy Dinette is open to the Living Room making the width of these two spaces flexible for size. OTHER FEATURES include a Split Bedroom plan. PRIMARY BEDROOM En Suite with a Lake View via Bay Windows, 2 Closets, en suite bathroom with Separate Vanities/Sinks, Walk-In Shower and Separate Soaking Tub. 2 GUEST BEDROOMS and 2nd Bathroom with a Shower/Tub. The 2nd/front Bedroom is currently used as an office and includes a Walk-In Closet for additional storage space. SCREENED DOUBLE-DOOR FRONT ENTRANCE w/PALADIAN TRANSOM Window, PAVER DRIVEWAY & FRONT WALK, HURRICANE PROTECTION Panels in the garage, The RIVER CLUB COMMUNITY AMENITIES include a community pool, fitness center, playground, internet and basic cable tv, landscape maintenance and landscape irrigation. CONVENIENTLY LOCATED NEAR US41/Tamiami Trail, I-75, Punta Gorda Airport, shopping, dining, hospitals, entertainment, boat ramps, Pickle Ball, Port Charlotte Beach Park, historic downtown Punta Gorda, Fishermen's Village AND more…SOME FURNISHINGS included. List to be provided by Seller. Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
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Our Executive Mortgage Banker:
Our Insurance Division:
$327,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $261,600 | $261,600 | $261,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,740 | $1,739 | $2,243 |
Total Monthly Payment | $2,086 | $2,085 | $2,589 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.