Beautifully maintained contemporary style home in a desirable neighborhood in the Oyster River School district. First floor boasts an updated kitchen with granite counter tops, stainless steel appliances and dining area. Sliders off the Dining area leading to a large deck overlooking the backyard, perfect for playing games or just relaxing. The living room with vaulted ceiling and a wall of windows, that let the light pour through the room, enjoy the evening by the fireplace. A large family room, half bath and laundry room complete the first floor. Hardwood floors throughout the first floor, except the bathroom. Head up to the second floor, you will find a large primary En-suite, plus an additional two bedrooms and a full bath. Need more room, the walk-out lower level offers a play room and an exercise room.
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $438,400 | $438,400 | $438,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.932% | 7.282% | 6.498% |
Monthly Tax Payment | $903 | $903 | $903 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,991 | $2,954 | $3,759 |
Total Monthly Payment | $3,986 | $3,949 | $4,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.