Presented byRichard Ibey |
3300+ square feet of wonderfully crafted post and beam home, oversized 2 place heated garage with carport and large deck overlooking the charming and peaceful babbling brook. Radiant heated floors, Harman pellet stove and beautiful stone fireplace keep this home cozy throughout the seasons. Fully equipped kitchen with stainless steel appliances including gas cooktop, 2 sinks, Island with wine cooler, soap stone countertops and plenty of storage. The living/dining area is large and open with vaulted ceiling, exposed beams and large windows allowing an abundance of natural light to filter throughout the home. The spacious Primary bedroom suite with walk in closet is on the 1st floor with jetted tub, tiled walk-in shower and dual sinks. The 2nd floor features 2 bedrooms 3/4 bath and storage room which could be converted to another small bedroom. Another wonderful feature is the attached 3 season cabin/studio equipped with kitchen/living area, bath with shower, loft sleeping area and pellet stove. This wonderful home is just minutes from downtown Barre, I-89 and I-91. Showings start 4/20/2024. Open house 4/20/2024 10: 00am - 1: 00pm
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Our Executive Mortgage Banker:
Our Insurance Division:
$610,000
Broker
William Raveis Real Estate
Phone: 802.917.4430
Richard.Ibey@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $551 | $551 | $551 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,329 | $3,243 | $4,118 |
Total Monthly Payment | $3,971 | $3,885 | $4,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.