Occupied Sold Subject To Tenants, Nestled in the vibrant heart of Hempstead, NY, 95 Albemarle Avenue emerges as a stunning blend of suburban tranquility and modern sophistication. This exquisite 3-bedroom, 3-bathroom Colonial home, recently renovated in 2023, offers a seamless fusion of elegance and comfort, making it an ideal sanctuary for both relaxation and entertainment. Key Features: Style & Structure: Classic Colonial architecture with contemporary renovations. Framed construction with durable vinyl siding. Room Details: 11 meticulously designed rooms, including a formal dining room and a cozy living area with a charming fireplace. Kitchen: A culinary haven with state-of-the-art stainless steel appliances, expansive counter space, and a layout designed for the modern chef. Bedrooms & Bathrooms: Three spacious bedrooms paired with three full, luxurious stone bathrooms, providing a spa-like experience. Additional Spaces: Finished full basement adaptable for a variety of uses - home theater, gym, or play area. Interior Aesthetics: Hardwood floors, elegant tile work, and a total interior square footage of approximately 1, 598 sqft, radiating a sense of upscale living. Lot & Location: A 32x75 lot (2, 400 Sqft) in a prime Hempstead location, close to essential amenities and transportation, ensuring convenience and connectivity. Utilities: Eco-friendly with natural gas heating (forced air) and a gas stand-alone hot water system. Community & Surroundings: School District: Hempstead, with proximity to renowned educational institutions. Neighborhood: A harmonious blend of residential comfort and easy access to parks, schools, and shopping areas. Connectivity: Ideal for commuters with close proximity to public transportation.
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Our Executive Mortgage Banker:
Our Insurance Division:
$580,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $464,000 | $464,000 | $464,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,166 | $1,166 | $1,166 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,087 | $3,084 | $3,913 |
Total Monthly Payment | $4,345 | $4,342 | $5,171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.