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9 Uncas Trail, Old Saybrook (Indian Town), CT, 06475 | $489,000
Come & visit a great YEAR ROUND home in sought after INDIAN TOWN! INDIAN TOWN ASSOCIATION offers two private beaches, a private marina, clubhouse and playground. This adorable 2 bdrm, 1 bath property has been lovingly cared for with many updates that include newer windows, split heat/ac unit, RINNAI heater, 2 yr old hot water heater, roof is approx 3 yrs old + more updates! Enclosed breezeway leads to deck with portable gazebo that overlooks yard with two storage sheds. No worries about lugging beach chairs long distance as the beach is only 10 houses away! Owners are gardeners and 9 Uncas Trail is known as "the flower house". Photos are from last Spring/Summer - Fireplace is currently blocked off but is working. Old Saybrook is going thru a Revaluation so per town assessor, the new mill rate will be either 15. 00 or 16. 00 - new reval assessment will be $419, 100, new property tax considering mill rate of 16. 00 = $6706. FOR FLOOD INSURANCE INFO: If buyer gets CONV financing and that lender will allow private flood insurance, flood insurance can range between $1985 - $2570/year (depending on what plan/inclusions that buyer opts for) Call LA for further info. OUTSIDE SHOWER HAS HOT & COLD WATER! HOUSE IS BEING SOLD "AS IS". LIVING ROOM SOFA/RECLINER CAN REMAIN. *Highest & best offers need to be emailed to CHRIS ROSE by NOON, MONDAY APRIL 22!*
Features
- Town: Old Saybrook
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Style: Ranch
- Year Built: 1952
- Garage: None,Driveway
- Heating: Other
- Cooling: Ductless
- Basement: Crawl Space,Dirt Floor
- Above Grade Approx. Sq. Feet: 624
- Acreage: 0.13
- Est. Taxes: $4,816
- HOA Fee: $930 Annually
- Lot Desc: Level Lot
- Elem. School: Kathleen E. Goodwin
- High School: Old Saybrook
- Appliances: Electric Range,Microwave,Range Hood,Refrigerator
- MLS#: 24008967
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/24008967/9uncastrail_oldsaybrook_ct?source=qrflyer
Listing courtesy of ERA Hart Sargis-Breen
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Vinyl Floor | 10X10 | Main |
| Kitchen | Vinyl Floor | 12X9 | Main |
| Living Room | Vinyl Floor | 12X14 | Main |
| Primary Bedroom | Vinyl Floor | 10X11 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Robert BradleyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 431493
860.391.1099
Robert.Bradley@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
9 Uncas Trail, Old Saybrook (Indian Town), CT, 06475
$489,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Robert Bradley
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.391.1099
Robert.Bradley@raveis.com
NMLS Mortgage Loan Originator ID 431493
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $391,200 | $391,200 | $391,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
| Monthly Tax Payment | $401 | $401 | $401 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,669 | $2,600 | $3,301 |
| Total Monthly Payment | $3,145 | $3,076 | $3,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524