SPECTACULAR WATER VIEWS from this large 1st floor 1 bed 1 bath FURNISHED home! Enter this unit and the 1st thing you will see is the water! The open updated kitchen has beautiful soft close cabinets. L shaped living room has potential to portion off for 2nd bedroom or study. Electric panel installed 2023. Your next step is into the bright sunroom which opens directly to the outside. There you can watch the dolphins as they swim by, or just sit and enjoy peace and quiet with the background music of waves lapping against the seawall. Breathtaking sunsets night after night are part of the island life here. Enjoy the beach and collect shells at Honeymoon Island State Park. Take a dip in the warm, heated pool every day of the year where the spectacular views will make you forget about the rest of the world, even for just a little bit! Across the street is the Pinellas Bike Trail which extends for miles and miles. Head over to Honeymoon Island State Park and explore the beach shoreline; navigate the woods and admire the flora and the wildlife, including ospreys and eagles. Browse shops and cafes in quaint downtown Dunedin, 2 miles away. All this and more awaits you. Kitchen and living areas are tiled in a neutral tone. Bedroom has newer carpeting. Small vanity area separates bedroom from walk-in closet. Updated bathroom has tub/shower. Gas appliances. (Gas is included in HOA) Ceiling fans throughout; Private covered parking space included directly across from your door; Many community activities and gatherings for your participation. Tennis, pickleball, shuffleboard, horseshoes, bocce; Heated pool comfortable year-around; Private fishing pier, car wash area, and air pump. gas grills, fire pit, picnic area; Dunoon Building is scheduled to add new roof. Assessment has been paid by seller. Dunoon has completed its Milestone Inspection Report and has passed without issue. 55+ no-pet community. Fees include water, cable, 2 DVRs and internet, garbage and recycling, building maintenance and insurance, landscaping and use of all community facilities; Amenities include: Clubhouse with fitness center, sauna and steam rooms, billiards, card room all with gorgeous views of the Gulf of Mexico and/or St. Joseph Sound and the mainland beyond. Located on Dunedin Causeway and easy access to Pinellas Trail – bicycle for miles safely and unimpeded; Commercial kayak/surfboard and sailboat rentals available right on the causeway; Honeymoon Island State Park and Caladesi Island Ferry (ranked one of the most beautiful beaches in the U. S), are steps away from your Island Paradise. Close by are restaurants, supermarkets, banks, various shops and boutiques, salons, and medical facilities. DON'T LET THIS ONE GET AWAY. . . This idyllic spot will make you very excited to call it HOME!!!
Furnished with exception of Large Vizio TV, Sea Gull painting and green area rug in LR, 2 wooden shelves in Dr and wood bench.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.055% | 6.120% |
Monthly Tax Payment | $335 | $335 | $335 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,889 | $1,866 | $2,377 |
Total Monthly Payment | $2,299 | $2,276 | $2,787 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.