Under contract-accepting backup offers. DIRECT ACCESS TO THE GULF! For your boating pleasure, a 10 x 20 floating dock & electric boat lift. Your next home will feel as if you're on a permanent Florida vacation in Gulf Harbors! PRICED $70, 000 BELOW APPRAISAL! This 3 Bedroom, 2 Bath, 1 car garage is perfectly situated on a DEEP North Channel canal just minutes to the open GULF! Many islands to explore with No bridges to tackle, Translation: "Honey, we're going to need a bigger boat"! Here's a fantastic opportunity to make this waterfront house your home, adding your unique taste for updates!! Enjoy all Florida has to offer while as you stroll out to your Salt life Oasis with morning coffee to a screened lanai to watch dolphin, manatee, blue heron and other sea life! If you want to join a rare and beautiful private Beach Club in the neighborhood, optional membership is only $200/Year; Did I mention this is a Golf Cart Community. We have a Civic Association that plans many other events such as home and expo shows etc. When you want to attend one you will just walk across the street!
Updated spacious kitchen with breakfast bar boasts white wood cabinets offset with dark countertops. Gas Appliances include stove, water Heater and Dryer! There's a utility room adjoining kitchen with more storage and shelving. The view from combo Living and Family Room will capture your heart. Stroll into the Large Master Bedroom in the back of the home you will see a bonus 6 x 8 walk-in closet and additional sliders to the lanai. You'll stay cool during our Florida Summers with your 2021 HVAC system!
At the East End of the North Channel, you can check out a 5-star Restaurant upstairs or a more casual setting downstairs. Shopping only blocks away. Historic Downtown New Port Richey offers much more such as concerts in the park, night life, restaurants, and infamous Hacienda Hotel!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.936% | 7.159% | 6.276% |
Monthly Tax Payment | $219 | $219 | $219 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,728 | $2,658 | $3,373 |
Total Monthly Payment | $3,021 | $2,951 | $3,666 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.