Are you a first time home buyer ? downsizing ? or looking for a solid investment in the coveted University area ? This ranch-style sanctuary offers a thoughtfully designed layout and a bright and airy ambiance. The main floor features a welcoming living space bathed in natural light adorned from oversized windows and beautiful hardwood floors thruout. The kitchen has ample cabinet space and accesses the spacious rear deck with the added bonus of a three season, screened porch with views of the lush rear property. The spacious dining area provides an ideal setting to enjoy delicious meals. Three comfortable bedrooms share the updated hall bath, completing the main level. Descend to the freshly, painted finished basement with a half bath, adding approx 400 sqft and offering a versatile space, whether a home office, media room or additional living space that can be customized to suit your needs. Situated on a beautiful . 22 acres, oversized two car attached garage, central air, city water, sewer and efficient solar panels. This home is ideally located close to town, highways, train, top schools, and beaches. Don't miss the chance for this convenient gem with unlimited expansion possibilities and be in to enjoy your summer. Buyer to assume balance of Solar panels 93. 54 per month. The balance is approx $9077. 00' / Electric bill is approx $11. 00 per month
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Bay/Bow Window,Built-Ins,Hardwood Floor | Main |
Family Room | Beams,Half Bath,Wall/Wall Carpet | Lower |
Kitchen | Tile Floor | Main |
Living Room | Bay/Bow Window,Combination Liv/Din Rm,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $478,400 | $478,400 | $478,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | $667 | $667 | $667 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,183 | $3,180 | $4,034 |
Total Monthly Payment | $3,942 | $3,939 | $4,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.