Welcome to this meticulously maintained single-owner residence, offering a versatile and spacious open floor plan. This charming home features 4 bedrooms, 2 full bathrooms, and 1 half bathroom. Upon entering, you'll be greeted by a flexible area ideal for a formal dining room or study. The expansive downstairs area includes a seamless integration of the kitchen, dining, and living spaces, all showcasing serene views of the pond in the backyard. The gourmet kitchen is a chef's delight, featuring elegant granite countertops, stainless steel appliances, ample cabinetry, and a generously sized island. Upstairs, a versatile loft area awaits, which could easily be converted into a fifth bedroom or serve as additional living space, an office, or a game room. The primary bedroom is a retreat, complete with a spacious walk-in closet with custom built-ins. The en-suite bathroom offers a luxurious garden tub with a tranquil pond view, along with a separate shower. Step outside to the 10x11 screened lanai and the 10x16 open-air brick paver patioperfect for BBQs and entertaining guests. Recent updates include new carpet, fresh paint downstairs, updated plumbing fixtures, and a new water softener system. Situated with a wooded buffer on one side and a pond at the rear, this home offers a serene and private setting. Located in the desirable Mission Trace community, it is within walking distance to St. Johns River State College, the Publix shopping center, and local dining options. Enjoy easy access to I-95, just 3 miles away, and be minutes from downtown and the beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$459,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $402 | $402 | $402 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,231 | $2,231 | $2,902 |
Total Monthly Payment | $2,708 | $2,708 | $3,379 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.