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23 Lovett St, Saint Augustine, FL, 32084 | $919,000
A sleeper street on the south end of Lincolnville, if the fragrance of jasmine and gardenias doesn't get your attention, I assure you this wonderful house with a pool and abundance of outdoor living space will do so. A riot of color in the front garden complements the soft yellow of the house and provides nice privacy for the front porch. Stop a minute to take in the classic exterior detail and then come inside to fall in love. The living room enjoys diffused natural light streaming in through tall windows and the circular flow on the first floor makes daily life and party time equally easy. Exceptionally efficient, the kitchen is thoughtfully laid out so 2 people can work together to create memorable meals or just a quick bite of breakfast. The sparkling water of the pool casts light prisms through all the windows in the adjacent family room which is the heart of the house for the people who live here. Opening to the screened porch, this will be your year round outdoor dining room surrounded by a perpetually lush tropical garden. The dining room has and will again host big parties with after dinner drinks taken out by the pool. A short hall leading to the stairway has a 3/4 bathroom and large storage closet under the stair. At the foot of the steps is a mini office adjacent to the front door - perfect for hanging sunhats, keys and sorting the mail. At the top, a large loft is presently used as an office but it's up to you to choose how to use it. Main bedroom is in the northeast corner - a generous space with 4 windows, seating area and a wall of storage. 2nd bedroom is in the northwest corner, next door to a 1/2 bath. The full bath with a brilliant tub and shower design also has the washer/dryer closet and a door to the upstairs porch and guest/in-law suite. Friends and family have loved this treetop studio apartment with a full-sized bedroom, gateleg table for reading, micro kitchenette and bathroom. Guests enjoy the porch overlooking the pool and gardens and privacy abounds for everyone.
Features
- Bedrooms: 3
- Baths: 3 full
- Lot Size: 40 x 100
- Style: 2 Story,Historic,Single Family Home
- Year Built: 1920
- Heating: Central,Electric
- Cooling: Central,Electric
- Approx Sq. Feet: 1,776
- Lot Size: 40 x 100
- Est. Taxes: $9,220
- Lot Desc: City
- Elem. School: Ketterlinus Elementary
- Middle School: Sebastian Middle
- High School: St. Augustine High
- MLS#: 240647
- Days on Market: 86 days
- Website: https://www.raveis.com
/prop/240647/23lovettst_saintaugustine_fl?source=qrflyer
Listing courtesy of One Sotheby's International Realty
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
23 Lovett St, Saint Augustine, FL, 32084
$919,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $735,200 | $735,200 | $735,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 7.000% | 6.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.838% | 7.141% | 6.997% |
| Monthly Tax Payment | $768 | $768 | $768 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,953 | $4,891 | $6,506 |
| Total Monthly Payment | $5,813 | $5,751 | $7,366 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388