Under contract-accepting backup offers. Short Sale. PATIENCE PAYS OFF : : GREAT PRICE FOR A SPACIOUS 4 BEDROOM HOME IN FABULOUS LAKE BERNADETTE. Plenty of room for all to enjoy in this light and bright, generously sized two story home. From the moment you step into the LARGE MAIN LIVING ROOM you'll be impressed with the amount of living space this home has to offer. Pass through the archway into an OPEN COUNTRY KITCHEN and DINING AREA that invites friends and family to gather. Beyond the dining area, relax on your SCREENED LANAI and enjoy the privacy of the FENCED BACK YARD. The kitchen includes both a pantry closet and a LARGE UNDER STAIRS WALK IN PANTRY as well as nearly new (2022) STAINLESS STEEL APPLIANCES. One of the best featurs of this home is the GROUND FLOOR OWNER'S SUITE, complete with WALK-IN-CLOSET and spacious ENSUITE BATH. After a day enjoying the community amenities, you'll appreciate your private GARDEN TUB and SEPARATE SHOWER. A half bath and the LAUNDRY ROOM with NEW FRONT LOAD WASHER AND DRYER complete the ground floor spaces. Up the stairs to the second floor you'll find the LARGE LOFT / BONUS ROOM, perfect for movie night or gaming. Connected to the loft you'll find 3 ADDITIONAL SPACIOUS BEDROOMS that share a LARGE TWIN VANITY BATH. Some additional features include SOLAR PANELS (owned), fresh paint, water softener (2022), 'beer fridge' in garage is included. The community of Lake Bernadette is centered around 22 ACRE LAKE BERNADETTE. Live your Florida Dream in this beautiful community with access to a wide variety of amenities - staffed COMMUNITY CLUBHOUSE and 2 POOLS, PICKLEBALL, TENNIS, fully equipped FITNESS CENTER, BASKETBALL, full calendar of events and activities, trails and walking paths through the beautifully maintained landscape - all this for the very low HOA fee of $44 per month. And if you're a golfer you also have access to The Links of Lake Bernadette golf course within the community, greens fees required. When you're ready to venture out your'll find the charming towns of Zephyrhills, the rolling hills of Dade City and the cycling mecca of San Antonio. With plenty of shopping, medical services and entertainment - living in Lake Bernadette offers all the best of Town and Country. Reasonably priced homes this size in a prized community don't come along every day - book your appointment to see this one today! SHORT SALE NOTE: Ask your agent for details about the short sale process and timing.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $534 | $534 | $534 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,862 | $1,860 | $2,400 |
Total Monthly Payment | $2,471 | $2,469 | $3,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.