This remarkable four-bedroom, three-bath cedar contemporary-style residence in secluded Harbour Oaks offers a thoughtful blend of mid-century modern design and resort-style living conveniences. Carefully considered updates provide a contemporary atmosphere while retaining the original character of the home's architectural design. The open floor plan seamlessly connects the spacious living room, ample dining area, and elegant kitchen, creating a light and airy ambiance. Vaulted ceilings and polished concrete floors flow throughout, adding a touch of contemporary elegance and sophistication. Prepare meals in the chef's kitchen featuring gray quartz countertops, a tray ceiling, and a pass-through window overlooking the expansive rear deck and backyard oasis. Unwind by the dual-facing original flagstone fireplace in the foyer or living room, then step down into the inviting sunken conversation pit for a cozy reading nook. Step into the backyard for a tropical oasis and find yourself surrounded by lush landscaping including fruit trees, banana trees, black bamboo, palm trees, and mature oak trees, all enveloped by direct water access with kayaks along the tranquil creek to Warner’s Bayou and the Manatee River. Relax by the sparkling cocktail pool finished in custom decking or build memories in the whimsical wooden treehouse. Host gatherings under the covered and screened back patio, complete with an outdoor shower perfect for rinsing off after a refreshing swim. Large windows and sliding glass doors make indoor and outdoor living a cohesive experience, bringing the beauty of the natural surroundings and ambient light into the home. The luxurious primary suite boasts a vaulted ceiling with skylights and a bonus loft space via a stylish spiral staircase, perfect for a home office or reading retreat. The primary en-suite bath offers ample space and convenience, along with a split dual floating vanity, tiled shower, and adjacent atrium. Peace of mind comes with a recently replaced roof in 2021, brand-new AC system installed in 2022, and brand new 2024 water heater. The large attached two-car garage and oversized driveway provide convenient storage for your vehicles, boat, RV, and beach essentials. This Harbour Oaks residence is truly an entertainer's dream and an ideal escape for those seeking a life of comfort, style, and connection with nature. This community is unincorporated and located minutes from energetic downtown Bradenton with countless entertainment and dining options, the renowned IMG Academy, adventurous Robinson Preserve, local golf and country clubs, Warner’s Bayou Boat Ramp for quick access to the Manatee River leading directly into the Gulf of Mexico, plus the white sand beaches of Anna Maria including Holmes Beach and Bradenton Beach.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,125,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $900,000 | $900,000 | $900,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.128% | 7.061% |
Monthly Tax Payment | $281 | $281 | $281 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,063 | $5,988 | $8,027 |
Total Monthly Payment | $6,469 | $6,394 | $8,433 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.