Absolutely captivating! This expansive property presents an opportunity that is both move-in ready and primed for your dream expansion project! Nestled on one of downtown Palm Harbor's most coveted streets, this delightful home seamlessly marries convenience with tranquility. Featuring 2 bedrooms, 1 bathroom, and a bonus indoor laundry room that could easily transform into your ideal home office, this gem also includes a one-car garage for added convenience. Step inside to discover a fully renovated sanctuary, harmonizing modern elegance with the timeless charm of Old Palm Harbor. The updated kitchen boasts new wood cabinets, countertops, stainless steel appliances, and an inviting seating island, perfect for culinary creations and gatherings. Throughout the home, enjoy the comfort of vinyl flooring, enhanced by updated lighting fixtures and fans that create a welcoming ambiance. Outside, the lush backyard offers a canvas for your outdoor dreams, with ample space for a pool, expansive patio, and flourishing landscaping for ultimate privacy. Enjoy peace of mind with the high elevation and non-evacuation flood zone status, coupled with breathtaking views of the Gulf and Honeymoon Island. Seamlessly integrated into the vibrant fabric of the community, this home provides easy access to downtown amenities, restaurants, shops, the Pinellas Trail, parks, and more. Embrace freedom with no HOA, rental restrictions, or deed restrictions—perfect for those with diverse interests such as Air B&B hosting, boat, RV, or golf cart enthusiasts! Zoned for top-rated Palm Harbor schools and just moments from marinas and Honeymoon Island, this property encapsulates the essence of paradise living. Indulge in a lifestyle where every day feels like a vacation—seize this extraordinary opportunity before it's gone!
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$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $367 | $367 | $367 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,330 | $2,360 | $3,007 |
Total Monthly Payment | $2,772 | $2,802 | $3,449 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.