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This gorgeous home shows like a model! Sitting high on a third of an acre corner lot, this impeccably maintained 3 bedroom, 2-1/2 bath property boasts a 2 car oversized garage. Easily accommodate family and friends, with 4 sliders leading to a centrally located wooden deck and outdoor bar. When you are done enjoying this secluded backyard retreat (with covered picnic area), retire to game night in the cozy family room (with fireplace), your spacious combo dining room/living room for dinner and TV or a quiet evening in the split plan bedrooms. Upon entering the foyer, there are 2 bedrooms separated by a full bathroom to the left, while the half bath and main body of the house are to the right. Your eyes will be drawn to the crown molding and ceiling fans throughout. To one side of the kitchen and under the stairs, there is a pantry (the flipside of this pantry is matched by another large storage space accessed from outside). Take the stairs up to a loft office that opens into a massive 37' x 16' master bedroom with ensuite. One of the two closets is a deep walk-in. In the bathroom, you'll immediately be impressed by the separate vanities & sinks. Above the vanities, there are upgraded mirrors and lighting. On the left is a tub to soak away the stress of the day and a separate shower stall. Previously, there was a 420 square foot deck off the loft that was accessed through a slider. This was removed when the new, $65, 000 TPO roof was put on in September, 2023, but could easily be added back on. Rest easy with incredibly durable and Class A fire rated HardiePanel fiber cement siding.
The Trails is a well-established subdivision in the center of Ormond Beach. It provides access to a plethora of parks and sports fields, shopping and dining (the Publix plaza is located at the entrance). There is a community pool with clubhouse and miles of walking/biking trails. Pristine beaches are a few miles to the east. I-95 is a few miles to the west, with the Tanger Outlet mall and Daytona International Speedway the next two exits south. Easy driving distance to Orlando's world class theme parks and the oldest city in America, St. Augustine. Come see the very best that Ormond Beach has to offer!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,920 | $431,920 | $431,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.146 | 6.120% |
Monthly Tax Payment | $454 | $454 | $454 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,801 | $2,837 | $3,616 |
Total Monthly Payment | $3,347 | $3,383 | $4,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.