Own for about the same price as renting! At 20% down and 6% interest rate, monthly payment is 3, 240 inclusive of mortgage, maintenance and property taxes. Perched high up on the 12th floor, this renovated studio features open views of Midtown. The renovated kitchen features Quartz countertops, Thomasville Decora wood cabinets, under cabinet lighting, stainless steel LG refrigerator and stainless steel Haier range with built-in microwave and vent. There is a built-in dining counter that can also be used for food preparation. The renovated bathroom features floor to ceiling porcelain tile and a deep soaking tub. Bamboo 5 inch plank flooring throughout. Storage was top of mind during the renovation, there are 3 closets and one of them is a walk-in closet. The walk-in closet was created by changing the entrance into the bathroom. A built-in Murphy Bed is a great space saver, and it even features a folding desk and cabinets! There is a matching media console and cabinet which can remain in the apartment. Co-op board permits pied a terre, co-purchases, parents buying with children, gifting, guarantors, and pets. Sublet policy: must live in the unit for 2 years, then can sublet for 4 years out of every 5 years, cycle continues indefinitely. Maintenance includes taxes, heat, hot water, and gas. Building will likely be renovating the hallways and lobby in 2024 with no assessment expected! The co-op has excellent financials, maintenance has remain unchanged for 7 years in a row!
430 West 34th Street is a full service building with 24 hour doorman, live-in super, laundry room, a gorgeous planted and furnished roof deck with stunning 360 degree views, renovated lobby, and bike storage. Perfect location 1. 5 blocks from A, C, E trains, Penn Station, 1 block from the new 7 train station (easy access to Times Sq and Grand Central), 1 block to the Shops at Hudson Yards, where you will find the Mercado Little Spain, Equinox with rooftop pool, outdoor ice rink at Manhattan West, a Daily Provisions, Citizen's food hall, and other amazing restaurants such as The Peak, Ci Siamo, Zou Zou's, and the High Line. Also the new Moynihan Station has a Jacob's Pickles, multiple restaurants, bakeries, coffee shops and shopping. Be a part of the new Hudson Yards!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,393 | $3,087 |
Total Monthly Payment | $2,500 | $2,468 | $3,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.