This tastefully renovated bungalow is located in a private gated community on picturesque Lake Ann. Offering one bedroom and one bathroom, this charming property serves as an ideal winter retreat, an attractive addition to an investment portfolio with its established short term rental status, or a permanent residence exuding undeniable charm. Situated in a hidden oasis of a community, this home provides a tranquil escape with a plethora of amenities for relaxation, embodying the essence of classic Florida allure. Picture yourself unwinding on the screened porch surrounded by majestic Florida oak trees or taking leisurely walks along the tree lined streets or the serene lakeshore, immersing yourself in the beauty of nature. A short stroll away, you'll find the private community park, complete with playgrounds, basketball courts, a private beach, a fishing dock, BBQ areas, picnic tables, a volleyball court, and a private boat launch onto the scenic Lake Ann. Enjoy a variety of water activities like boating, fishing, water skiing, or kayaking, embracing the natural splendor of Florida. This meticulously remodeled home boasts a stunning bathroom with exquisite finishes, a spacious kitchen, a cozy bay window bench seat, updated flooring, newer hurricane impact windows, wainscoting, modern exterior siding, newer septic system, and freshly painted interiors. Notably, the home is offered fully furnished, ensuring a seamless transition to a serene Florida lifestyle. Properties within this highly sought-after community are rarely available, reflecting its peaceful ambiance and strong community spirit. Despite its tranquil setting, essential amenities such as restaurants and shopping are conveniently located nearby. With the Suncoast Parkway/Veterans Expressway just minutes away, easy access to vibrant cities like Tampa, Clearwater, and St. Petersburg is readily accessible. Seize the opportunity to own this exceptional home in a remarkable community.
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$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $159 | $159 | $159 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,547 | $1,489 | $1,921 |
Total Monthly Payment | $1,781 | $1,723 | $2,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.