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Imagine walking down a picturesque village street in Warwick, New York, where charming old-style homes line the sidewalks. Among them stands a particularly inviting two-story house, exuding a sense of warmth and character. This delightful home captures the essence of traditional style while offering modern comforts within its walls. Upon entering, you're immediately greeted by the bright and airy atmosphere. Just one of the many things the current owner loves about this home is the natural light that floods the interior, creating a sense of openness and space. A cozy living room with a large bay window offers the perfect spot for casual conversation or taking an afternoon break with a good read and favorite beverage. The spacious dining room provides the perfect setting for dinner parties and informal gatherings, and the kitchen, with its vintage charm, offers plenty of space for meal prep. Enjoy the breakfast nook which doubles as a laundry area and has a door to your back deck. Upstairs, you'll find 3 bedrooms, plus a flex space, each offering a tranquil retreat from the outside world and provide flexibility for guests, home office, or meditation, and a shared bathroom offers convenience and comfort for all. Outdoor living spaces add to the charm of this home offering garden areas, a deck, and patio area. It's the perfect spot for outdoor entertaining, summer barbecues, or simply enjoying the fresh air and sunshine. A garden shed adorns the backyard for added convenience. Located on a desirable village street, this home offers more than just comfortable living it provides a true sense of community. Residents can stroll to nearby shops, cafes, restaurants, parks, farmer's market, or explore the scenic beauty of the surrounding area, including parks, trails, and historic landmarks. This old-style two-story home in the Village of Warwick, NY, combines the timeless appeal of classic charm with the modern amenities and conveniences desired for contemporary living. It's a place where memories are made, and where every day feels like a retreat from the hustle and bustle of the outside world.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $740 | $740 | $740 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,502 | $2,499 | $3,224 |
Total Monthly Payment | $3,317 | $3,314 | $4,039 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.