Welcome to a wonderful home located in the desirable Southview neighborhood in Richmond! Located at the end of a cul-de-sac, this amazing home has so much to offer. Imagine driving home through the picturesque, wooded neighborhood, arriving home to relax on the covered front porch or melt away into the large, jetted tub in the primary bathroom! Perhaps soak in the sun with that favorite book and take in nature in the amazing sunroom located off the living room. In the winter, enjoy the cozy gas hearthstone stove for soothing warmth. The kitchen has everything an inspiring cook should have to prepare your favorite foods. A large center island with granite countertop, copious cabinet space, pantry adorned with an abundance of natural lighting. Sip your coffee in the breakfast nook and enjoy nature. Spacious living and family room or move into the formal dining room for intimate gatherings with family and friends. Venture upstairs through the grand two-level entryway to the primary bedroom suite that has a peaked ceiling, sunburst window, two large closets & large bathroom with a spectacular raised jetted tub to unwind from a busy day. The second bedroom has a sunburst window and has plenty of natural lighting. The third bedroom is very spacious. Venture downstairs to the walkout basement, perfect for a game room, gym or more. There's an additional room for guests or an office. There's plenty of storage room as well. Sellers have conducted inspections for buyer confidence.
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $787 | $787 | $787 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,957 | $3,855 | $4,894 |
Total Monthly Payment | $4,836 | $4,734 | $5,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.