Under contract-accepting backup offers. Set in the heart of Apollo Beach, 1009 Spindle Palm Way proudly stands within one of Apollo Beaches esteemed waterfront locales, offering the significant benefit of no HOA or CDD fees and Direct Access to Tampa Bay! This recently updated waterfront residence opens the door to a warm and welcoming coastal life, boasting 75 linear feet along a deep and wide canal, providing a blank canvas for your dream dock and lift. Rest at ease with newly intalled storm rated windows, Garage door and a NEW roof!
Upon arrival, you're greeted by the charm of Florida with recently updated front landscaping, a full new front and back irrigation system, and fresh sod. The home's exterior shines with new paint and a brand-new roof as of 2023. Located on an oversized lot, there's ample room to add a pool. Plus, the backyard offers direct access to the bay with no fixed bridges, making it perfect for boat enthusiasts and those seeking tranquil waterfront living.
Inside, the transformation continues with new luxury vinyl plank flooring stretching across the main and bedroom areas. The kitchen is a vision of modern elegance with quartz countertops, UPDATE- BRAND NEW cabinetry, and new stainless-steel appliances. Throughout the home you will find new lights, switches and outlets, a full interior of freshly painted walls including the ceilings and trim. additional updates include: The lanai has been recently fully screened in and storm rated windows were recently added. The thoughtful layout of this floorplan maximizes living space, connecting indoors and out with fully retractable sliding glass doors and a pass-through kitchen window, enveloping the home in natural light and facilitating a seamless flow for entertainment and relaxation. There are 2 flexible main living area spaces which can be utilized for formal dining, office or gathering area.
This 3-bedroom, 2-bathroom residence spans 1, 590 square feet, with the master bedroom boasting an ensuite bath and walk-in closet for added comfort and convenience.
Notably, this property now boasts a privacy fence, adding to the sense of seclusion. Situated on the coveted "Palm Streets" of Apollo Beach, waterfront dining, marina access, parks, beaches, and essentials are all conveniently close, with downtown Tampa just a short drive or boat journey away.
Embrace an upscale coastal lifestyle with this gem on Spindle Palm Way, where every detail contributes to a remarkable living space. Experience a digital glimpse into this beautiful home with a video tour along with a 3-D walkthrough.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $159 | $159 | $159 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,994 | $2,916 | $3,793 |
Total Monthly Payment | $3,245 | $3,167 | $4,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.