NO MONEY DOWN! USDA ELIGIBLE.
WELCOME HOME to this spacious five bedroom, three bath residence in the Summerlin Groves community of Haines City, Florida. This home has a modern kitchen outfitted with luxury vinyl plank flooring and features a double oven, a large walk-in pantry with adjustable wood shelving, and marble countertops throughout. The kitchen opens up to the dining room, living room, and a bonus room -- an open floor plan that's ideal for gathering. Sleek French doors lead outside to a screened, extended back patio and a lush yard enclosed by a 6-foot privacy fence.
At the top of the stairs, you'll find a large loft space with endless potential for an additional living room, family room, game room, or office. The bedrooms in this home are carpeted and cozy, and the primary bedroom features a walk-in closet with an intuitive closet shelving system. Additionally, the laundry room is nestled upstairs and includes the washer and dryer pictured. This entire home is safeguarded with a surge protector, and comes with a 10-year transferable structural builder's warranty.
Summerlin Groves is lined with sidewalks and offers access to a community playground. It's conveniently located near Florida's best attractions -- just a 40 minute drive to Disney World and a 30 minute drive to LEGOLAND. Plus, it's down the road from beautiful Lake Eva -- a new community center with a water park, splash pad, picnic area, outdoor movie theater, courts for tennis and basketball, hiking trails, banquet hall, and community pool.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $582 | $582 | $582 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,146 | $2,090 | $2,719 |
Total Monthly Payment | $2,803 | $2,747 | $3,376 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.