Welcome home to this updated 3/2/1 home with Chain of Lakes access. Many upgrades have been added to this lovely property starting with a New Roof in January 2023. The exterior was painted in 2019. HVAC and hot water heater are 2014. As you walk in, notice the vaulted ceiling, the kitchen was remodeled just 2 years ago with beautiful new white cabinetry with a lazy Susan, 2 door pantry, new stove and microwave, new flooring and a large window. Off of the kitchen, there are French doors that lead to your spacious enclosed lanai (11X34) overlooking your huge fenced-in backyard with 2 large sheds and a patio area. Some extra features of this home are 3 solar tubes, a whole house water softener, split floor plan, ceiling fans with light kits, pull down attic stairs, laundry area in the garage, a large driveway and no popcorn ceilings. The two nice sized guest bedrooms, (One of which has access to the lanai) share a bathroom with a tub shower combination. The roomy master bedroom (12. 5X16) has a large walk-in closet and a beautiful barn door on the en-suite bathroom which has a walk-in shower. This block home is sure to please in the wonderful neighborhood of Pine Harbour conveniently located to Eustis, Mt. Dora, restaurants, shopping, grocery stores, medical facilities and Access to the Chain of Lakes! Call today for your private showing.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $104 | $104 | $104 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,509 | $1,488 | $1,920 |
Total Monthly Payment | $1,688 | $1,667 | $2,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.