This beautiful 4-bedroom colonial is located in the highly sought-after Oyster River school district and is situated at the end of a quiet cul-de-sac, providing families with a peaceful suburban living experience. The home underwent a 2019 first-floor renovation that included updates to the kitchen, a spacious mudroom with ample storage, and all bathrooms. The kitchen is truly remarkable, with plenty of quartz counter space, a large island, high-end appliances, and a useful pantry. It's the perfect space for preparing meals, and the adjacent dining room makes it easy to entertain guests or enjoy family meals. The front-to-back living room is another inviting space that provides ample room for large gatherings or cozy nights in. Upstairs, the home features three good-sized bedrooms and a master en suite, creating a private oasis for the homeowners. The lower level includes a finished family room and laundry room, adding even more space to this already spacious home. The property has been meticulously maintained, with updates-mini-splits throughout the home, a newer roof, siding, deck, and furnace. The landscaped yard is perfect for outdoor activities and entertaining guests. The location of the home is ideal for those who value convenience and accessibility. It's close to restaurants, grocery stores, and other amenities, along with being a commuter's dream location, with easy access to highways and public transportation.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $496,000 | $496,000 | $496,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $838 | $838 | $838 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,384 | $3,297 | $4,183 |
Total Monthly Payment | $4,314 | $4,227 | $5,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.