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Lot 1 Willis Road, Phillipston, MA, 01331 | $50,000
Lot 1 - per assessor (aka 1F – per deed) is now available. Walked the site in February. MA GIS Sites are a good start, however boots on the ground tell a different story. Starting at southwest corner, we chuckled at the deed description. . . ” northerly line of Willis Rd . . . an iron pin which is 30-inch west of a white pine at the end of a stone wall. . . . ” It wasn’t hard to find the pink survey flagging still attached, showing thru the leaves and needles from 2007 land survey. Impressed. Made our way north noting several features. 1. It’s PhillipStone, there are rocks. 2. Nice pine and hardwood mix. 3. Several elevated sites to build. K- liked the northwest corner & wants to build a pond. G- the northeast area & liked all the privacy. We did cross the stream to inspect a flag that seemed to match the iron pin identified “F” on the ANR Plan. See attached as well as the Wetland Report. Broker is Seller. Seller willing to perc. Seller willing to hold note.
Features
- Zoning: RA
- Frontage: 513
- Lot Desc: Country Setting,Secluded,Sloping,Stream,Timber,Walking Trails,Wetlands,Wooded
- MLS#: 73222329
- Website: https://www.raveis.com
/prop/73222329/lot1willisroad_phillipston_ma?source=qrflyer
Listing by Karissa Moore courtesy of K&G Realty Services, Inc. Phone: 978-407-3054
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
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Lot 1 Willis Road, Phillipston, MA, 01331
$50,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $40,000 | $40,000 | $40,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $266 | $266 | $337 |
| Total Monthly Payment | $341 | $341 | $412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630