Welcome home! This inviting colonial is centrally located in the heart of Monroe within walking distance to the library and the town green farmer's market. From the charming front porch step in to the foyer and prepare to be impressed. A spacious living room and dining room greet you. The kitchen is sunlit and opens directly to the breakfast room with fireplace and room for farm style table. The family room has tremendous space for entertaining. On this level there is also a half bath and a gorgeous sunroom with knotty pine accents. The composite decks wraps around and overlooks the picturesque yard and above ground pool. The upper level of this home has an amazing primary suite full bath with tub and an oversized walk-in-closet. There is also an office/nursery area off of the bedroom. There are 2 additional spacious bedrooms with generous closet space and an updated full bath. A walk-in-attic gives additional storage or expansion potential on the upper level. In the lower level you'll find a recreation room with plenty of room for gaming tables, fitness area and mudroom. Prepare to enjoy your summer sitting on your deck overlooking the property and pool, and enjoying all that Monroe has to offer! A one year Home Warranty is included in the sale of this home for the new owners.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 13X11 | Upper | |
Bedroom 2 | 15X20 | Upper | |
Dining Room | Fireplace,Sliders,Hardwood Floor | 14X20 | Main |
Eat-In Kitchen | Breakfast Bar,Hardwood Floor | 22X11 | Main |
Family Room | Wall/Wall Carpet | 27X19 | Main |
Formal Dining Room | 12X11 | Main | |
Living Room | 14X20 | Main | |
Office | 14X11 | Upper | |
Primary BR Suite | Full Bath,Walk-In Closet | 13X15 | Upper |
Rec/Play Room | Vinyl Floor | 19X20 | Lower |
Sun Room | Vinyl Floor | 24X11 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $595,200 | $595,200 | $595,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $1,201 | $1,201 | $1,201 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,860 | $3,910 | $4,983 |
Total Monthly Payment | $5,153 | $5,203 | $6,276 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.