The charm of yesteryear abounds throughout this historical property. Originally a Grist Mill dating back to 1880, this building has been transformed into a nostalgic home filled with purposeful antiques and charm. A large, sun filled space is occupied by the owner. Open floor plans on the first and second floors are divided into functional living space rooms. A beautiful hemlock wooden beam staircase with wrought iron railings leads upstairs to potentially two bedrooms with a sitting room and full bath or one bedroom, a bright studio work space and sitting room. A full bath complete with soaking tub positioned to watch the stars! Great sunset views from the large westerly windows in the bedroom/studio. The sitting area upstairs and living area downstairs both have propane heating stoves that make this home especially cozy. There is an additional large one bedroom apartment that is currently rented. A pull down staircase accesses the third floor which could be accessed for many purposes. There is also an additional attic storage room included with each unit. Storage abounds! Appliances in both units are included in sale. Full house generator. Underneath the house are three garage bays to complete this amazing property. You must visit this property to appreciate the charm that radiates throughout!
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.308% | 6.644% |
Monthly Tax Payment | $509 | $509 | $509 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,177 | $3,099 | $3,976 |
Total Monthly Payment | $3,778 | $3,700 | $4,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.