USDA ELIGIBLE! ON LAKE MAMIE! ROOF 2023, AC SYSTEM 2020, PANEL BOX 2024, CLOSING COST WILL BE CONSIDERED.
Discover tranquility in this exquisite Lake Mamie home nestled within the exclusive Trails West community. Boasting 2500 sq. ft of generous living space, this end unit offers unparalleled privacy and serenity, bordred by a conservation area. With room downstair that could serve as a bedroom. This home is designed for convenience and comfort. The spacious foyer leads into a dining room and oversized great room, bathed in natural light and featuring access to an elevated screened porch with breathtaking views of Lake Mamie. The chef's kitchen is a culinary haven complete with ample cabinet space and a cosy nook overlooking the courtyard. Upstairs, three additional bedrooms, including the master suite offer panoramic lake views. Whether relaxing in the clubhouse, lounging by the pool, playing a game of tennis, walking or riding your bikes, this maintenance-free lifestyle beckons. Plus the convenience of shopping and the award winning downtown DeLand that is just minutes away. Make your appointment today and don't miss out on this opportunity.
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $262 | $262 | $262 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,068 | $2,668 |
Total Monthly Payment | $2,486 | $2,405 | $3,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.