Welcome to this sophisticated split-level home in Oceanside's Middle Bay Section. Boasting four bedrooms and two bathrooms, this residence offers versatile living options, including a potential Mother-Daughter setup (subject to the necessary permits). Step through the front door into a foyer adorned with gleaming hardwood floors that flow seamlessly throughout the main level, adding a touch of sophistication. Highlights include a formal living room, dining room, and an eat-in kitchen on the main level, while the upper levels feature spacious bedrooms, including a luxurious primary suite. Adjacent to the kitchen is the expansive family room, characterized by a soaring ceiling and adorned with a skylight that bathes the space in natural light, creating an airy and inviting atmosphere. The lower level hosts additional living spaces such as a den/office and gym room, with access to a fenced backyard. Other features include central A/C, proximity to schools, parks, shopping, and South Shore beaches, with easy access to NYC via the LIRR. With its prime location and impressive amenities, this home offers the perfect blend of luxury, convenience, and comfort. Don't miss the opportunity to make this your dream home and experience the best of Long Island living. Schedule a viewing today to appreciate all that this magnificent residence has to offer.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $663,200 | $663,200 | $663,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,244 | $1,244 | $1,244 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,766 | $4,138 | $5,552 |
Total Monthly Payment | $5,102 | $5,474 | $6,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.