Nature lover's paradise! Nestled atop a serene dead-end street, this charming corner lot home offers direct access to Hempstead Lake State Park's sprawling trails and amenities. Step inside to discover modern comforts like a renovated bathroom, hardwood floors, recessed lighting, and smart home features including an LG washer/dryer, Google Nest thermostat, and Ring security. The heart of the home is the open-concept kitchen boasting custom soft-close oak cabinets, granite countertops, and new stainless-steel appliances. Ascend to the second floor, where a lofted area, complete with its own closet and open to below, serves as an independent third bedroom immediately alongside the spacious primary bedroom. Perfect for relaxation, work, or exercise, this versatile space enhances the home's functionality. Additional highlights include a full walkout basement for ample storage and updated features like a new Bosch combination tankless water heater/boiler, upgraded plumbing, and a whole-house water filtration system. Enjoy peace of mind with a durable architectural roof, 200-Amp service, dual-pane windows, and updated insulation. Step outside to unwind on the spacious deck overlooking the perennial garden with a 6-zone sprinkler system. With very low taxes and convenient access to the Southern State Parkway and Lakeview LIRR, this home is a must-see gem!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $739 | $739 | $739 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,978 | $2,866 | $3,697 |
Total Monthly Payment | $3,809 | $3,697 | $4,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.