Nestled on a serene quarter-acre lot, this unique property boasts a historic two-family home and a spacious 2400 square-foot barn, offering a blend of historic charm and modern living. Constructed in 1890, the residence retains its original character while providing ample space and comfort for a modern lifestyle. Each unit of the home features distinct living spaces, allowing for privacy and convenience, making it ideal for a primary residence, investors, or those seeking a potential income property. The barn, a highlight of the property, presents endless possibilities. Whether you envision a creative studio, workshop, or a place to host gatherings, this expansive space is a future canvas waiting to be transformed. Its historical significance and architectural detail adds to the allure, making it a rare find. Location is key, and this property does not disappoint. Situated just a stone's throw from a local co-op, it offers easy access to fresh, local produce and goods, fostering a lifestyle of health and sustainability. Additionally, the vibrant city of Hudson, is merely 15 minutes away. Known for its exquisite dining, art scene, and shopping, Hudson provides an urban escape for those looking to enjoy the best of both worlds. This property is not just a home; it's a piece of history, a community connector, and a gateway to the natural beauty and cultural richness of the Hudson Valley. Whether you're drawn to its potential for creativity, its investment opportunities, or simply its charming setting, this two-family house with a barn is a rare gem waiting to be discovered. Learn more of what the beautiful Village of Philmont has to offer!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,047 | $2,641 |
Total Monthly Payment | $2,124 | $2,122 | $2,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.