Florida Retirement Living at its finest in this updated 2 bedroom 2 bath condo with bonus room! This particular unit will definitely impress with its updated windows, bamboo and tiled floors, impressive renovated kitchen and baths, and new modern fans and lighting. Plus the furnishings are included (if you desire) so you can move right in and enjoy your new lifestyle! On Top Of The World is an active community for those 55+ years of age with FREE GOLF on two Golf courses, two Rec Centers, Tennis, Shuffleboard, Swimming Pools, a Dog Park and a Fishing Pier. The many social groups and events, plus bus transportation to shopping and activities, make On Top Of The World a desirable community to make home. Pets are allowed (no size restrictions) and it is OK to lease for minimum of 6 months plus 1 week. The building has an elevator, laundry room, storage area and reserved parking. A Choice Home Warranty conveys with the sale paid through 10/25/2029 for extra peace of mind. The convenient central Clearwater location is just a few miles to Baycare Field, the Spring Training Home of the Phillies, or TD Ballpark, Home of the Blue Jays, and a 15-minute drive to Clearwater Beach, home of the best sunsets! Come take a look!
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Our Executive Mortgage Banker:
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$210,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $106 | $106 | $106 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,090 | $1,104 | $1,406 |
Total Monthly Payment | $1,271 | $1,285 | $1,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.