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This furnished two-bedroom, two-bathroom villa offers a prime location near the top-rated beaches of Anna Maria Island, making it a haven for beach lovers. With vaulted ceilings, the space feels open and airy, adding to its coastal charm. The recent bathroom and kitchen remodels showcase a stylish coastal design, featuring granite countertops in the kitchen for both functionality and aesthetics.
In addition to its many features, this villa boasts modern appliances, all just two years old. This includes kitchen appliances such as the refrigerator, stove, dishwasher, and microwave, ensuring that your cooking and meal preparation needs are met with efficiency and style. With these newer appliances, you can enjoy the convenience of modern technology while adding to the overall appeal of the kitchen space.
The bedrooms and laundry closets have been expertly finished by Closet by Design, ensuring efficient and organized spaces. Covered parking for one car provides convenience and protection from the elements. The air conditioning and water heater have seen light use, with only eight years of service, promising reliability for years to come.
With windows replaced just six years ago, you can expect energy efficiency and enhanced aesthetics. Outside, custom irrigation minimizes the need for watering your plants, while gutters with guards reduce the hassle of cleaning, allowing you to spend more time enjoying the island lifestyle. This turnkey villa offers a perfect blend of comfort, convenience, and coastal living.
The villa's location offers a delightful feature: part shade on the patio. This means you can enjoy outdoor relaxation or dining without being fully exposed to the sun's rays, providing a comfortable and inviting outdoor space. Whether you're savoring morning coffee or hosting a barbecue with friends and family, the shaded newly paver bricked patio adds versatility and enjoyment to your outdoor living experience.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$308,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $246,400 | $246,400 | $246,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $267 | $267 | $267 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,639 | $1,638 | $2,113 |
Total Monthly Payment | $1,981 | $1,980 | $2,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.