Welcome to 16746 Parker River St, a charming waterfront property nestled in the serene Creek Preserve community of Wimauma, FL. The current loan can be assumable at a 2. 9% interest rate! This delightful home boasts 3 bedrooms and 2 bathrooms, offering a comfortable and inviting living space. The heart of the home is its spacious eat-in kitchen, complete with a breakfast bar and elegant granite countertops, perfect for culinary adventures and casual dining alike.
The master bedroom provides a tranquil retreat with its tiled shower and upgraded glass shower door, adding a touch of luxury to your daily routine. A 2-car garage offers convenient parking and storage space, complemented by automatic garage lights and a professional epoxy floor for added functionality and style.
Beyond the confines of the home, residents can enjoy a plethora of amenities including a refreshing pool, playground, clubhouse, and a convenient dog park, catering to various lifestyle needs. Located between Tampa and Sarasota, this property offers easy access to major highways such as I-75, ensuring seamless commutes and endless opportunities for exploration. Additionally, the proximity to shopping centers ensures that daily errands are within reach.
For added convenience and comfort, this home features upgraded touches throughout, including flooring in the attic with a drop-down ladder, upgraded shelving in all closets, remote-controlled ceiling fans in all rooms, upgraded backsplash, handles on all cabinetry, and upgraded light fixtures in the kitchen, hallway, and dining room.
Don't miss the chance to call this remarkable property your own, where serene waterfront living meets modern comfort and convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$358,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,192 | $287,192 | $287,192 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $703 | $703 | $703 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,959 | $1,909 | $2,422 |
Total Monthly Payment | $2,737 | $2,687 | $3,200 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.