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Welcome to this inviting raised ranch offering both comfort and versatility. As you enter, a welcoming foyer sets the tone, leading you to a formal dining room perfect for hosting gatherings and special occasions. The heart of the home resides in the spacious eat-in kitchen, where culinary delights are prepared and enjoyed. A large living room provides an inviting space for relaxation and entertainment, offering ample room for family and friends to gather. Retreat to the master bedroom, complete with its own ensuite master bath and walk-in closet, providing a serene escape at the end of the day. Two additional bedrooms on the main floor offer flexibility for guests, family members, or home office space. Descend to the full finished basement, where you'll find even more living space, including an additional bedroom and bathroom. With its own outside entrance, this area presents opportunities for various uses such as a guest suite or home gym. Outside, a large driveway leads to an attached one-car garage, providing convenient parking and storage options. With its thoughtful layout, comfortable amenities, and convenient features, this raised ranch offers the perfect blend of style and functionality for modern living. Don't miss the chance to make this property your new home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $1,033 | $1,033 | $1,033 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,502 | $3,547 | $4,520 |
Total Monthly Payment | $4,627 | $4,672 | $5,645 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.