No hurricane damage. You must see this charming 3 bedroom, 2 bathroom home that blends a cottage feel with mid-century charm. The home spans 1, 700 square feet and on a 7, 893 square foot corner lot. Located on the fringe of the popular Old Northeast neighborhood, the owner's creative touches, such as the room brightening skylights with lead crystal hangings and some of personal works of art, accent this spacious home. This property boasts impressive original hardwood floors, travertine tile, track lighting and newer windows. The contemporary yet craftsman style kitchen has brand new appliances including a gas stove and side by side refrigerator. Two large windows in the kitchen provides a scenic neighborhood view. The huge family room flows out to a beautiful patio and pool. The backyard feels like paradise with lush landscaping (including Phoenix Date Palms, Firebush, Bamboo, Crepe Myrtle and Royal Poinciana) that surrounds the pebble tech surfaced salt water pool. The backyard is a perfect sanctuary for unwinding and entertaining. The shingled roof was replaced in 2007. The family room roof and two skylights were replaced in 2022. In 2024, a new air conditioner and gas hot water tank were installed. The Coffee Pot Blvd. waterfront with a boat ramp and the 4th Street markets are an easy walk. The proximity of this home makes for a carefree bike ride along the water. It is not uncommon to run into friends and neighbors in the mornings or evenings as you walk along the beautiful Coffee Pot Bayou. The best of all that Florida living has to offer is in close proximity… the vibrant downtown, award winning restaurants, museums, art venues, pubs, craft breweries, dog parks, the new Pier and the Vinoy Waterfront Park as well as the St. Petersburg Harbor. Don't miss out on this spacious home that will entice many buyers. Contact me for a private viewing!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $229 | $229 | $229 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,991 | $3,941 | $5,059 |
Total Monthly Payment | $4,312 | $4,262 | $5,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.