PRICED TO SELL. This home is in move in condition, not impacted by recent hurricanes or floods. You must view to appreciate the warmth of this 3 bedroom, 2 bathroom home that blends a cottage feel with mid-century charm. The home sits on a large 7, 893 sq. foot corner lot with room to expand. Located on the fringe of the popular Old Northeast neighborhood, this property boasts impressive original hardwood floors and newer windows. In 2024, a new air conditioner and gas hot water tank were installed. The contemporary yet craftsman style kitchen has brand new stainless appliances including a gas stove, dishwasher, microwave and side by side refrigerator. Large windows in the kitchen provide a scenic neighborhood view. The spacious open family room connects to a cozy patio and spa pool perfect for enjoying an indoor/outdoor lifestyle. The backyard sanctuary is surrounded by tropical landscaping (including Phoenix Date Palms, Firebush, Bamboo, Crepe Myrtle and Royal Poinciana) that surrounds the pebble tech surfaced salt water pool. The picturesque waterfront of Coffee Pot Bayou with a boat ramp is a stones throw away. It is not uncommon to run into friends and neighbors, and enjoy the frolicking manatees as you walk along the beautiful Bayou. St. Petersburg's vibrant downtown, with award winning restaurants, museums, art venues, pubs, craft breweries, dog parks and the new Pier are in close proximity. Don't miss out on an opportunity to enjoy the charm of the old Northeast, just two blocks away, with lower taxes. Current lender does not require flood insurance. Recent elevation study available. Contact me for a private viewing!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,920 | $575,920 | $575,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $229 | $229 | $229 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,832 | $3,828 | $4,938 |
Total Monthly Payment | $4,153 | $4,149 | $5,259 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.