Well maintained split level home located in sought-after Yorktown Heights w/ Yorktown schools! Perfectly sited on a beautiful level half-acre corner lot. This meticulously maintained residence boasts a spacious living room with a soaring vaulted ceiling that creates an inviting atmosphere. The well-appointed eat-in kitchen features sleek stainless steel appliances and tile flooring, offering a perfect blend of style and functionality. With 3 charming bedrooms all with hardwood floors, this home exudes warmth and comfort. The lower level provides ample storage space and a convenient laundry/utility room, ensuring practicality and organization. Recent upgrades including a Navien Tankless water heater and a modern central air system, both just 1 year old, enhance the home's efficiency and appeal. An electric dog fence is another additional feature to the home. Conveniently located near the Taconic State Parkway, esteemed schools, and a variety of shopping options, this residence offers the ideal balance of tranquility and accessibility. With municipal water and sewers, this home effortlessly caters to the demands of modern living. Taxes do not include STAR discount of $1802.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.932% | 7.282% | 6.498% |
Monthly Tax Payment | $933 | $933 | $933 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,964 | $3,773 |
Total Monthly Payment | $4,027 | $3,989 | $4,798 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.