Beautiful open concept, Ambra floorplan 3-bedroom, 3 full bath home in Esplanade at Artisan Lakes in Palmetto Florida, an active lifestyle community with resort style maintenance free living. This stunning home is located on a quiet cul-de-sac street on a premium conservation lot; perfect for privacy and entertaining. Boasting two primary suites with dual sinks, spacious walk-in-closets, private water closets and easy entry walk-in showers. The third bedroom has convenient access to a full bathroom making this home perfect for guests. For versatility the formal dining room could be used as a flex room, accessible from the large kitchen with an abundance of 42” cabinets, GE Profile side by side refrigerator, GE built in microwave, GE gas 5-burner stove with air fry oven, quartz countertops, oversized island (12’x5’) with knee wall cabinets and a large pantry. You’ll love the abundant storage! The sliding doors in the gathering room offer an expansive view of the extended lanai, and enable easy flow to the outdoors for grilling or enjoying an evening in the 5-person hot tub with lounger. Interior details include 10-ft ceilings, 8-ft doors, tray ceilings and crown molding. Updates include insulated plantation shutters on all windows, updated lighting package, 10’x50’ extended screened-in lanai with no see-um bug screen, 22 kw Generx gas generator to ensure reliable electricity in case of power outage, and a heat pump UV light for clean, purified air. The conservation lot affords an abundance of privacy and the opportunity to enjoy nature, birds and deer. Esplanade at Artisan Lake’s Amenity Center has a state-of-the-art workout room with fitness equipment, various exercise classes, as well as a lifestyle manager to coordinate special events and activities. Other amenities include a zero-entry lagoon style pool with cabanas, resistance pool, hot tub, a large fire pit with comfortable seating, tennis and pickle ball courts, and bocce ball. There are walking trails, a dog park, playground and butterfly garden. The HOA fee includes these amenities as well as Internet service, premium cable TV, and lawn and yard maintenance. Esplanade at Artisan Lakes is centrally located near I-75 and I-275 for an easy commute south to Bradenton and Sarasota, north to Tampa, or west to St. Petersburg with equal distance to shopping, restaurants and world-renowned beaches.
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$679,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,200 | $543,200 | $543,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.042% | 6.276% |
Monthly Tax Payment | $522 | $522 | $522 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,660 | $3,568 | $4,581 |
Total Monthly Payment | $4,274 | $4,182 | $5,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.