**Price Improvement!** Dive into Old Florida charm with this tropical waterfront gem in Riviera Lagoons! Imagine living where sailboat waters meet your backyard, with * NO BRIDGES * between you and the beautiful Charlotte Harbor in a quick 10-minute cruise —then on to the Gulf of Mexico through the Boca Pass.
Located on the southside of the vibrant city of Punta Gorda, this serene canal-front community offers laid-back living with a local, neighborhood waterfront bar and grill on Alligator Creek—talk about a perfect spot for a sunset viewing!
This property is packed with perks: public water, no HOA, no CDD, and no deed restrictions! The wide Pompano Canal is ready for your custom dock. Recent upgrades include a new AC system (2021), new roof (2023), and 180mph rated vinyl siding (2023). Plus, the home features 50 Amp Service at the driveway (2023), a new hot water heater (2023), and more! A transferable flood policy adds to the peace of mind.
Step inside to find a spacious primary bedroom with a built-in entertainment center and a luxurious en-suite bath. The large kitchen, boasting wood cabinets and ample counter space, is a cook’s dream, flowing seamlessly into a dining room with a built-in hutch for extra storage and character.
The great room and Florida Room are perfect for relaxing or hosting, with a pass-thru window from the kitchen that’s perfect for entertaining or set up an office with a waterfront view.
This home is offered as-is, with the sellers open to reasonable offers. Some furniture may be negotiable, making your move even easier!
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $193 | $193 | $193 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,405 | $1,405 | $1,827 |
Total Monthly Payment | $1,673 | $1,673 | $2,095 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.