Step into this exquisite 4-bedroom COLONIAL residence through its charming new front-covered wrap-around porch and elegant doorway, leading you into a bright and welcoming foyer. With its recent stunning renovations, this home boasts a delightful blend of classic charm and modern sophistication, offering an exceptional living experience. Entertain guests with ease in the newly updated gourmet kitchen, featuring sleek quartz countertops and a farmhouse sink complemented by a breakfast peninsula. The formal dining room, adorned with a sparkling chandelier, provides a refined setting for gatherings, while the formal living room and spacious great room with a stone fireplace offer cozy spots for relaxation. Adjacent to the kitchen, the breakfast area opens up to a new Trex deck and secluded backyard through double glass doors, perfect for al fresco dining and outdoor enjoyment. Upstairs, retreat to the grand primary suite, complete with a spacious walk-in closet and a luxurious en suite bath featuring a shower, Jacuzzi tub, and bidet. Three additional well-proportioned bedrooms and a hall bath with dual sinks ensure ample space and comfort for family and guests. Nestled on a corner lot spanning 1. 38 PRIVATE ACRES in the esteemed BARRETT RIDGE SUBDIVISION, this home is surrounded by the natural beauty of NYS and NYC lands, including the picturesque FAHNSTOCK STATE PARK. Enjoy leisurely strolls or short drives to the nearby SEDGEWOOD GOLF/TENNIS CLUB, where you can revel in stunning scenery and recreational opportunities, including golfing and beach outings at the pristine China Pond. Conveniently located just 5 minutes from the Taconic State Parkway, this home offers both tranquility and accessibility in a sought-after location.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $1,240 | $1,240 | $1,240 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,493 | $3,402 | $4,425 |
Total Monthly Payment | $4,825 | $4,734 | $5,757 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.