Nestled in the picturesque Ballast Point community on a quiet cul-de-sac with gorgeous live oak trees reminiscent of old Florida, this charming cottage-style home exudes warmth and character. Step inside and be greeted by the inviting vaulted ceilings that grace both the foyer and the spacious living room, creating an airy and open feel. The allure of this home continues with newer bamboo flooring that flows seamlessly throughout the home, lending a touch of natural beauty to every corner. The heart of the home, the updated kitchen, is a culinary delight, boasting gleaming white cabinets, an expansive island for both meal prep and casual dining, and a convenient breakfast area that overlooks the back pool area. Entertaining is effortless with the formal dining room, perfect for hosting gatherings with friends and loved ones. And for those intimate moments, a wine/butler's pantry awaits, adding a touch of sophistication to any occasion.
Retreat to the primary suite, a sanctuary of serenity, featuring an updated bath with beautiful custom white double vanity, a thoughtfully designed custom closet system, and an ambiance that invites relaxation after a long day. Also on the 2nd floor are two other bedrooms and an updated hall bath. Outside, discover your own private paradise in the screened lanai overlooking the shimmering pool, offering endless opportunities for outdoor enjoyment and relaxation. Additionally, indulge in outdoor culinary adventures with the convenience of the outdoor kitchen/grilling area, perfect for al fresco dining and entertaining under the stars. With laundry conveniently located on the first floor and situated on a quiet cul-de-sac, this home seamlessly blends comfort, style, and convenience, offering the perfect retreat for modern living.
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Our Executive Mortgage Banker:
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$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.128% | 7.061% |
Monthly Tax Payment | $899 | $899 | $899 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,845 | $4,785 | $6,414 |
Total Monthly Payment | $5,836 | $5,776 | $7,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.