Newer construction and located on a cul de sac. Detached single family within a condo association. Not leased land. Built in 2019, this pristine home’s open-concept floor plan includes a large living/dining area with maintenance-free laminate flooring and a wall of windows that spans the entire length of the house. A 3/4 bath, laundry room with cabinetry, and kitchen are also on the main floor, and atrium doors open to a backyard. The kitchen has stainless appliances, plenty of cabinet space, and a pantry closet. On the second floor, you will find the owners’ suite has double closets and a bath with ¾ shower, double shower heads, and tile flooring, the 2nd bedroom plus additional room could be a guest space, den, or office. Window blinds are installed throughout the house. Natural gas central heating and air conditioning. Basement with lower ceiling is great for storage. If newer construction is at the top of your list, this house is the one for you! 21 single family homes within a condominium association wherein each property has an exclusive use area surrounding each house and includes an agreement for shared beach access to a beautiful sandy beach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $519 | $519 | $519 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,309 | $2,309 | $3,003 |
Total Monthly Payment | $2,903 | $2,903 | $3,597 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.