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579 Lake Road, St. Albans Town, VT, 05478 | $310,000
Stroll down by the Bay, and view this property listed in the National Registry of Historic Places (honorific only). It is of the Richardsonian Romanesque architecture. An intriguing building that has been used for municipal offices for many years. At one time it was also used as a school. . . former locker rooms and bathrooms (not in use) are still visible in basement. Daylight windows in basement, which has been used as storage only. St. Albans Bay offers lots to do: Bay Day triathlon, 4th celebration, Bayside restaurant, marina, ballfields, walking paths along the shore, a beautiful pavilion, volleyball courts, playground, and picnic areas. Come to our Farmers Market in the park, Camp Kill Kare, Burtons Island, and finish the day with a Maple Creemee. . . Many possible uses w/ over 3000 sq. ft. per floor. . . Artist studio, retail business, lodging, family childcare center, education, mixed use, convenience store, or another professional office. An example, if you had a 1-br 55+ apartment (105 GPD) that would leave 225 GPD for any number of other uses downstairs. Some examples: Catering kitchen/ice cream shop/bakery/deli – all with 6-8 employees, small dentist or doctor's office, Food market or retail store, B&B with a few rooms, Any type of office use 2 meal a day restaurant with up to 8 seats. See appraisal, well info, Historic info, & septic info etc. . . in "D" documents.
Features
- Property Type: Business,Hospitality,Investment,Multi-Family,Office,Opportunity,Other,Retail
- Construction: Brick Exterior
- Parking: Driveway,Off Street,On-Site,Parking Spaces 11 - 20,Paved
- Units: 1
- Zoning: Mixed Res/Com w/ overlay
- Year Built: 1890
- Approx Sq. Feet: 6,115
- Acreage: 0.3
- MLS#: 4990388
- Website: https://www.raveis.com
/prop/4990388/579lakeroad_stalbanstown_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/14/2024Listing courtesy of S. R. Smith Real Estate Phone: 802-524-6717
Listing Agent: Rachel Smith
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
579 Lake Road, St. Albans Town, VT, 05478
$310,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $248,000 | $248,000 | $248,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,692 | $1,648 | $2,091 |
| Total Monthly Payment | $1,767 | $1,723 | $2,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484